BD Financial's approach to meeting your retirement plan needs gives you outstanding service and local support, and investment strategies backed by years of financial expertise. You get:

• Years of experience servicing retirement plans
• A commitment to leading edge technology
• A variety of plan sponsor services to help you
  manage your plan
• Help communicating and educating your employees
• A diversified package of competitive investment options

What We Do

Over See Third Party Administrators
• Make sure 401(k) provider is competitively priced.
• Assist with installation and plan set up.
• Make sure your plan stays in compliance.

Enrollment/Education
• Conduct enrollment and investment meetings
• Provide customized enrollment kits

Annual Plan Review
• Retirement Account Plan Manager
• Assist with Rollovers
• Answer participant and plan sponsor questions
• Follow up on Rollovers and Distribution

Standard 401(k)

Key Features
• Permits pre-tax salary deferral contributions.
   Complicated discrimination testing and tax reporting.
• Employer matching and profit sharing contributions
   may be discretionary.

Participant loans can be made available.Vesting schedule on employer contributions is determined by employer.

Who Can Establish
• Self-employed persons, partnerships, corporations and non-profit groups.

Who contributes:
• employee and employer.