Traditional IRA
BD Financial Advisors offers a variety of qualified accounts. A Traditional IRA is established and funded by individual contributions that include transfers or rollovers from another financial institution.

Contributions and earnings accumulate on a tax-deferred basis until withdrawn. Taxes will be due upon distribution; and if taken prior to age 59 ½ may be subject to an additional 10% federal tax penalty. (see table below for contribution limits)

Roth IRA
A Roth IRA is funded with after tax dollars. In other words, contributions are not tax deductible like those of a Traditional IRA; however, the principal and earnings can be withdrawn totally tax free after retirement, subject to certain requirements. There are income limits that may apply to the amount you can contribute to this type of account. (see table below for contribution limits)

Multi-Generation IRA
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